Product & Plan

Answering The Call

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HomeownerSelect™ responds to the industry’s focus to reduce the Lender Placed Insurance (LPI) population by providing mortgage lenders and servicers with a product that can help their customers replace lender-placed insurance.

Received positively by insurance regulators in some of the most influential states, HomeownerSelect™ is a guaranteed-issue, lower cost homeowners policy for owner-occupied, single family residences along with a process to individually underwrite these customers in the preferred market. If flood coverage is required, a flood policy can be issued.

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The diagram on the right shows the main steps of offering, evaluating, issuing and renewing HomeownerSelect™ plus the critical step of finding coverage for your customers in the preferred market.

Right Product, Right Place, Right Time

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In addition to helping those who have current lender-placed insurance, HomeownerSelect™ can provide the same advantages of better coverage and lower cost to customers who are in or have completed the loan modification process.

HomeownerSelect™ can be offered as part of your loan modification package, thus ending the LPI cycle for customers with approved modified loans. This enhanced approach can dramatically improve the results of your LPI depopulation efforts.

Call your Highland representative today for more information.


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