Providing Innovative

Flood Insurance Programs For Your Company

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Welcome to Highland Insurance Solutions

A private flood program will allow your company the ability to expand your flood opportunities while taking advantage of the models, expertise and reinsurance associated with placing a flood program with Highland Insurance Solutions, a wholly owned subsidiary of Tokio Marine Kiln.


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Highland Services

Our services range based on the need of the company and the type of flood product offered.

  • Flood Contract Development (stand-alone or endorsement)
  • Staff Training
  • Rate Matrix
  • Underwriting Guidelines
  • Underwriting Services
  • Reinsurance
  • Policy & Forms
  • Portfolio Exposure Management
  • Business Model
  • Claims Administration & Adjusting
  • Marketing Support
  • Complete Reporting to Insurance & Reinsurance Companies

A residential private flood program enhances a carrier’s product offerings by providing broader coverage for flood than what is traditionally found in the industry.

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A commercial private flood program rounds out the property coverages offered by the insurance entity and creates an ease of doing business by removing common barriers found with placing flood coverage through separate markets.

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Residential Program

Commercial Program

News

  • Industry flood premiums have increased due to additional surcharges and fees.
  • Offer your clients a better flood option.
  • Enhanced flood programs created to meet your clients’ needs.
  • Unique flood solutions provide a competitive advantage.
  • Industry flood premiums have increased due to additional surcharges and fees.
  • Offer your clients a better flood option.
  • Enhanced flood programs created to meet your clients’ needs.
  • Unique flood solutions provide a competitive advantage.
  • Complete the short form below and a Highland Insurance Solutions representative will contact you.