The staff at Highland Insurance Solutions have been managing private flood insurance programs since 1980 and have become the largest independent administrators of private flood insurance programs in the insurance industry. The Highland team has developed flood insurance programs for insurance and reinsurance companies, MGAs and National Flood Insurance Program “NFIP” / Write Your Own “WYO” insurance companies.
The Highland group of companies were one of the first to develop flood insurance modeling for underwriting, rating and geographic probable maximum loss “PML” analysis. The flood models were used in creating underwriting standards that have produced excellent results over the past 30 years for our insurance and reinsurance partners. Currently, the Highland group of companies administers over 35 billion dollars of flood insurance written throughout the US and 35 private flood insurance programs.
Our services range based on the need of the company and the type of flood product offered.
- Flood Contract Development (stand-alone or endorsement)
- Staff Training
- Rate Matrix
- Underwriting Guidelines
- Underwriting Services
- Policy & Forms
- Portfolio Exposure Management
- Business Model
- Claims Administration & Adjusting
- Marketing Support
- Complete Reporting to Insurance & Reinsurance Companies